Electronic trading and payments infrastructure providers are increasingly expanding operations around Latin America as financial institutions across the region accelerate investment in digital payments, FX technology, and real-time financial systems. Against that backdrop, smartTrade Technologies announced the opening of a new Miami office aimed at supporting its growing client base across Central and South America.

The move comes as Latin America continues attracting investment from fintech firms, banks, brokers, and infrastructure providers seeking exposure to one of the world’s fastest-growing digital finance markets. According to IMARC Group, the Latin American fintech market reached approximately $15.2 billion in 2025 and could exceed $54 billion by 2034.

For institutional infrastructure providers, the opportunity increasingly extends beyond consumer-facing applications into the backend systems powering payments, electronic trading, liquidity management, and transaction automation.

Miami Expands Its Position As Latin America’s Financial Hub

smartTrade said the new office, located at 78 SW 7th St in Miami, will strengthen support for financial institutions adopting electronic trading and AI-enabled payment technologies throughout Latin America. The company already maintains offices in New York and Toronto alongside its wider international network including London, Singapore, Tokyo, Hong Kong, Geneva, Paris, and Shanghai.

The expansion reflects Miami’s growing role as a regional operating center for fintech and financial infrastructure firms targeting Latin America. Over the past several years, the city has attracted payment providers, FX firms, crypto companies, digital banks, and institutional technology vendors seeking proximity to both U.S. financial markets and Latin American institutions.

That positioning has become increasingly important as real-time payments and digital banking adoption continue accelerating across the region. Brazil’s Pix network processed more than 63 billion transactions in 2024 according to industry estimates based on Central Bank of Brazil data, while mobile-first banking ecosystems continue expanding throughout Mexico, Colombia, Chile, and Argentina.

Research from Mordor Intelligence estimated the South American fintech market could grow from approximately $16 billion in 2026 to more than $31 billion by 2031, with digital payments representing nearly half of the sector’s activity.

David Vincent, CEO and Co-Founder at smartTrade Technologies, commented, “This new office marks a strategic expansion for smartTrade as we continue to support our growing number of clients in Central and South America who are adopting our AI-enabled trading and payments technologies. Miami is the natural gateway to the Latin American market, and this investment reflects our commitment to being where our clients are — bringing the full depth of our platform and expertise closer to the institutions we serve.”

Financial Infrastructure Firms Continue Expanding Regional Operations

smartTrade’s Miami expansion follows a broader industry trend in which financial technology firms continue building larger operational footprints tied to Latin America’s digital finance growth.

Earlier this year, Revolut launched full banking operations in Mexico as part of its international expansion strategy. The company committed more than $100 million to support growth in the market while describing Latin America as a major long-term opportunity.

Meanwhile, infrastructure and payments firms increasingly use Miami as a coordination point for regional operations. Events including Fintech Americas 2026 highlighted the city’s expanding importance as a meeting point for banks, fintech firms, regulators, and infrastructure providers operating across the Americas.

Jessica Blue, EVP of Money20/20 Americas, commented during the event, “Miami serves as the perfect hub to connect innovators from North, Central, and South America.”

The operational importance of Miami also continues growing as firms attempt to centralize multilingual support, institutional sales, onboarding, and relationship management without fragmenting regional operations across multiple jurisdictions.

That matters particularly for electronic trading and payments infrastructure providers. Even as automation increases, institutional clients still require localized support environments, low-latency servicing, regulatory responsiveness, and regional commercial teams familiar with local market structures.

Research from the Inter-American Development Bank showed the number of fintech platforms across Latin America and the Caribbean rose 112% between 2018 and 2021. Industry estimates now place the regional fintech ecosystem at more than 3,000 startups.

AI, Trading Infrastructure, And Payments Continue Converging

smartTrade described its offering as AI-enabled trading and payment technology, an area attracting increased institutional investment as firms seek to automate workflows while managing rising transaction volumes and operational complexity.

Financial institutions increasingly pursue infrastructure capable of:

  • automating liquidity management
  • improving execution quality
  • optimizing payment routing
  • reducing operational overhead
  • strengthening fraud monitoring
  • supporting 24/7 transaction environments

That shift has intensified as digital commerce growth and real-time payments adoption place greater pressure on legacy infrastructure systems throughout Latin America. According to Market Data Forecast, the Latin American payments market could grow from approximately $788 billion in 2025 to more than $1.7 trillion by 2033.

At the same time, institutional demand for electronic trading infrastructure continues expanding beyond traditional FX execution into broader payment orchestration and automation environments. Trading firms, brokers, and banks increasingly seek platforms capable of integrating liquidity management, pricing automation, payment workflows, and AI-assisted operational tooling into unified systems.

That transition nevertheless carries risks. Fitch Ratings recently warned that rapid fintech expansion across Latin America increases exposure to cybersecurity threats, regulatory fragmentation, and monetization pressure as competition intensifies.

Those challenges simultaneously create opportunities for infrastructure providers capable of offering scalable institutional systems designed for compliance monitoring, transaction automation, execution quality, and operational resilience.

smartTrade’s Miami expansion positions the company closer to one of the fastest-growing fintech infrastructure markets globally, where institutions continue modernizing electronic trading and payments capabilities despite broader macroeconomic uncertainty.

Takeaway

smartTrade’s Miami office expansion reflects a broader structural shift across institutional fintech infrastructure markets as vendors increase focus on Latin America’s digital finance growth. The region’s rapid adoption of real-time payments, mobile banking, and digital commerce continues creating demand for backend trading and payments systems rather than only consumer-facing applications.

The move also highlights Miami’s growing importance as a regional operating center for infrastructure providers serving Latin American institutions. Financial firms increasingly use the city to centralize multilingual support, institutional relationship management, and operational servicing while maintaining proximity to U.S. banking and capital markets.

For trading technology providers, the commercial opportunity increasingly extends beyond traditional electronic execution systems into AI-assisted payments infrastructure, liquidity automation, and operational tooling. As Latin America’s fintech market moves toward a projected $54 billion by 2034, infrastructure vendors continue positioning for one of the fastest-growing financial technology markets globally.

Infographic: Latin America Financial Infrastructure Growth

Metric Figure Source
Latin America fintech market size in 2025 $15.2B IMARC Group
Projected fintech market by 2034 $54B IMARC Group
Projected CAGR 15.1% IMARC Group
Brazil Pix transactions in 2024 63B+ Industry research / Central Bank data
Projected LATAM payments market by 2033 $1.7T Market Data Forecast
Fintech startups across LATAM 3,000+ IDB / industry estimates
Fintech Americas 2026 attendance 1,750 executives Fintech Americas